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Internet of Payments (IoP) – Is this the future of Paying?
Today, there are more objects enabled with Internet access than ever before – from smartwatches and kitchen appliances to vehicles. Intelligent devices can, in principle, do all sorts of things independently. But there is a problem; to act truly independently they must also be able to carry out financial transactions which could take place on [...]
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OSPT Alliance launches CIPURSE training program with FIME
Global technical association, OSPT Alliance has collaborated with FIME to develop and launch a technical training program. It will educate security, ID, payment, access control and transport players on the benefits of the CIPURSE open standard for new implementations and existing systems. FIME is now the only training center accredited by OSPT Alliance to support [...]
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Cloud scalability seduces the financial sector – but there are challenges
The financial sector, while forging ahead in other areas of digital transformation, has been relatively slow to adopt the cloud and there has been good reason for it: banks have to deal with highly sensitive data and sharing data storage and compute resources with others could not even be envisaged, let alone adopted. However, just [...]
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The Challenge for Retailers – Building an Open Payment Platform
In the last decade, contactless technologies, the mobile Internet and constantly connected mobile devices have significantly changed the way consumers consider their shopping experience. Consumers are also looking for seamless simplicity, this is driving retailers to define new user experiences, with the keys to this being frictionless transactions and omni-channel options for the consumer. The [...]
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PSD2 open banking: The ticking timebomb for financial institutions
The overall idea behind PSD2 open banking is not new, Yodlee and others have for a while aggregate accounts, and they have done this through a process known as screen scraping. Now though the world is changing and radically. The first and most important point to make is what has been published by the EU [...]
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