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MasterCard tokenize MasterPass

MasterCard has announced it will integrate a fully tokenized checkout experience within MasterPass, leveraging the MasterCard Digital Enablement Service (MDES), giving consumers the freedom to shop more securely online or in-app from any connected device.


At the request of Issuers enabling MasterPass for their customers, MasterCard will

A person holding a mobile phone with MasterPass from MasterCard on it

MasterCard tokenize MasterPass

replace the personal account numbers (PAN) for consumer credit, debit, commercial and prepaid cards stored in MasterPass with a secure “token” – a new 16-digit number that represents the existing PAN on the front of a payment card.

Tokens are unique to each bank-connected MasterPass wallet and carry EMV-based security protection that provides additional peace of mind for consumers and merchants alike.


“We continue to see exponential growth in online purchases and in the role of connected devices in enabling commerce. Our customers want a simple way to make purchases online which Citi MasterPass delivers, by reducing checkout to just a few clicks. Integrating tokenization is important to our digital payments strategy, and will deliver another layer of security for our customers,” said Barry Rodrigues, Head of Citi Enterprise Payments Solutions at Citi.

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